PNC Bank branches in Austin

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PNC Bank: Key Products for Your Financial Needs

When it comes to managing your money, PNC Bank offers a range of reliable banking solutions designed for everyday customers, investors, and homeowners. Whether you’re looking for a simple checking account, a rewards credit card, or a competitive mortgage, PNC has options to fit your lifestyle. Here’s a breakdown of their main products in three key categories:

Bank Accounts: flexible & convenient

PNC provides a variety of accounts to help you save, spend, and grow your money:

• Virtual Wallet®: A unique checking/savings hybrid with budgeting tools and cash-back rewards.

• Performance Select® Checking: High-interest checking for larger balances.

• Savings Accounts: Competitive rates with options like the Premier Money Market Account.

All accounts include mobile banking, Zelle® transfers, and access to 60,000+ fee-free ATMs nationwide.

Credit Cards: rewards & low rates

PNC’s credit cards cater to different spending habits:

• PNC Cash Rewards® Visa®: Earn unlimited 2% cash back on all purchases.

• PNC Points® Visa®: Flexible points redeemable for travel, gift cards, or statement credits.

• Low-Rate Options: Ideal for balance transfers or everyday purchases.

Many cards come with no annual fee and fraud protection features.

Mortgages: affordable home financing

Whether you’re buying or refinancing, PNC offers:

• Fixed-Rate Mortgages: Stability with predictable payments.

• Adjustable-Rate Mortgages (ARMs): Lower initial rates for short-term buyers.

• FHA & VA Loans: Government-backed options for qualifying borrowers.

PNC also provides online pre-approval and a closing guarantee to streamline the process.